Shannon Wheeler
Mortgage Team
"Choose the best. Use the Vest."
If you currently own a home, would like to own a home, or invest in real estate, you will benefit from a mortgage consultation with me or a member of my team.
Clear path to pre-approval & competitive financing.
Lower payments, cash-out equity & rate improvements.
DSCR loans & strategic statewide scaling.
Vest OnThe Shannon Wheeler Motto
"Choose the best. Use the Vest."
Dedicated to crafting winning deals for every client.
Meet Shannon Wheeler:
Your Mortgage Advocate in Tennessee
Whether you’re buying your first starter home in Murfreesboro, refinancing your primary residence to lower payments, or expanding a multi-property investment portfolio across Middle Tennessee, market conditions and mortgage programs change constantly.
Shannon Wheeler is all about getting deals done. In a financing world full of hurdles, delays, and red tape, Shannon operates with a singular focus: creating winning deals where everyone succeeds.
In-House Cornerstone Power
All underwriting, processing, and funding are handled in-house for prompt communication and dependable closings.
Murfreesboro Local Advantage
Based locally in Rutherford County with extensive market knowledge from Nashville to Chattanooga, Knoxville to Memphis.
Local Roots. Statewide Lending Power.
Shannon Wheeler is physically rooted in Murfreesboro, TN, but provides top-tier residential and investment mortgage services across every county in the Volunteer State.
Murfreesboro & Rutherford County
Shannon's home turf. From Blackman and Siegel to Downtown Murfreesboro and Smyrna, deep local lending insights with competitive turnaround.
Greater Nashville & Williamson County
Navigating competitive Nashville, Franklin, and Brentwood housing with rock-solid pre-approvals that listing agents trust.
Knoxville & East Tennessee
From Smoky Mountain investor cabins to residential family homes in Knox and Blount counties.
Chattanooga, Clarksville & Memphis
Licensed statewide across Tennessee to finance owner-occupied residences, military VA loans, and multi-unit investment portfolios.
3 Audiences That Benefit Immediately From A Consultation
Shannon is relentless about getting deals done. His philosophy is finding terms where all parties win — buyer, seller, and investor alike.
1. Interested in Owning
Whether it's your first starter home or your next upgrade, Shannon explores every option—from low down-payment FHA to competitive conventional and VA loans—to get you to the closing table with confidence.
2. Currently Own
Already have a house? Benefit from a strategic loan review. Shannon helps you tap locked home equity for renovations, eliminate high-interest debt, or structure smooth bridge financing when you're ready to move.
3. Real Estate Investors
Scale your Tennessee rental and multi-family portfolio. Shannon understands cash flow, DSCR underwriting, rapid appraisal coordination, and investor-first structuring that accelerates deal flow.
Tailored Loan Programs For Every Real Estate Goal
Backed by the full power of Cornerstone First Mortgage & Connection Home Lending, Shannon delivers the exact program you need with clear, honest advice.
Conventional Mortgages
Ideal for borrowers with strong credit looking for flexible terms, competitive fixed rates, and low down payments.
FHA Home Loans
Government-backed loan featuring down payments as low as 3.5% and lenient credit guidelines for first-time or qualifying buyers.
VA Loans (Zero Down)
Exclusive, high-value mortgage with $0 down payment and no monthly PMI for active military, veterans, and surviving spouses.
DSCR & Investor Loans
Tailored for real estate investors using property cash-flow/rental income to qualify rather than personal tax returns.
Refinancing & Equity Cash-Out
Lower your monthly rate, shorten your mortgage term, or unlock built-up home equity for home upgrades and investments.
Jumbo & Luxury Mortgages
Competitive high-balance financing designed for premium residential real estate in high-growth Tennessee markets.
The 4-Step Winning Mortgage Process
Cornerstone First Mortgage manages processing, underwriting, and funding in-house for speed and clarity.
Pre-Approval & Strategy
Review your goals with Shannon, examine credit & income, and receive a firm pre-approval letter.
Find Your Property & Lock Rate
Make winning offers with seller confidence and lock in market-leading interest rates.
In-House Processing & Underwriting
Cornerstone handles underwriting and approval in-house for swift, transparent turnaround.
Clear to Close
Sign docs, fund seamlessly, and receive the keys to your residential or investment property.
What Can You Afford in Tennessee?
Use our interactive mortgage calculator to test purchase amounts, down payments, and terms. Then connect with Shannon to turn those numbers into an approved deal.
Tennessee Mortgage Calculator
Interactive estimate tailored for Middle TN & statewide buyers
Ready For A Winning Deal?
Talk Directly With Shannon.
Whether you’re buying, refinancing, or structuring investor financing, Shannon personally reviews each scenario to find creative solutions and ensure you get the highest value on your loan.
(629) 290-2910
shannon@shannonwheeler.com
Murfreesboro, TN • Statewide Service
Proudly rooted in Rutherford County • Financing homes & wealth across Middle Tennessee.
Request Your Winning Deal Consultation
Whether you want to buy, currently own, or build your real estate investment portfolio in Tennessee, Shannon will structure a winning deal tailored for you.
Let's Get Your Next Mortgage Deal Done.
Take the first step today. Start a 10-minute application online or schedule a tailored consultation with Shannon Wheeler.